Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$569,000

3033 SEA MARSH Road, Fernandina Beach, FL 32034

Club Villas

Price
$569,000
Beds / Baths
2 / 3
Living area
1,505 sqft
Year built
1974
Type
Condo
Lot
Garage
0
HOA
$208/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
222

$378/sqft asking, vs a $405/sqft median across 269 closed sales in 32034 over the last 12 months — 7% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to carefree island living in this beautifully maintained Club Villas condo, offering comfort, convenience, and a relaxed coastal feel. A private gated courtyard entry leads into an inviting open layout where the kitchen, dining, and living areas flow seamlessly for everyday living and easy entertaining. The living room opens to a peaceful patio with a natural backdrop, perfect for morning coffee or quiet evenings. The thoughtful floor plan includes two bedrooms and two-and-a-half baths, providing privacy for owners and guests. Upstairs, the spacious primary suite features vaulted ceilings, an electric fireplace, and private porch access, while the guest suite also enjoys outdoor access. Additional highlights include a guest half bath on the main level, tile flooring in main living areas, generous storage, and a smart, functional layout. Short-term rental approved and located close to beaches, golf, walking paths, dining, and island shopping.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE zone.
  • Request condo SIRS report and latest milestone inspection findings.
  • Confirm roof age and condition; get 4-point inspection if past 15 years.
  • Review HOA financials, reserve study, and short-term rental approval in writing.
  • Inspect plumbing for polybutylene or cast-iron; get estimate if replacement needed.
  • Verify condo insurance availability and get quotes before closing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,952/mo
Property tax (1.1% eff., Nassau Co.)$522/mo
Homeowners insurance (est.)$332/mo
HOA$208/mo
All-in monthly (est.)$4,014/mo

Loan $455,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of AMELIA ISLAND REAL ESTATE SERVICES. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 6:40 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.