$299,900
117 UNDERWOOD Drive, Palatka, FL 32177, Palatka, FL 32177
Underwood Estates
- Price
- $299,900
- Beds / Baths
- 3 / 2
- Living area
- 1,512 sqft
- Year built
- 2014
- Type
- Residential
- Lot
- 0.3 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 208
$198/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 22% above the area's closed prices. Condition and lot vary; that's what a showing is for.
This well-maintained three-bedroom, two-bath home is located in a desirable neighborhood. The home features a spacious open floor plan, ideal for everyday living and entertaining. Enjoy the beautiful spacious kitchen which includes a large double pantry with plenty of storage. Other features include a nice breakfast bar and separate dining room. Outside features an above-ground pool with plenty of privacy. Cozy back screened porch along with a large back deck for entertainment. This home also includes a nice storage shed with electric, entry door, as well as a separate roll up for easy access for larger projects.
What to check on this one
- Verify flood zone designation and elevation certificate requirement for Putnam County
- Obtain roof inspection report; home is 12 years old, confirm material and condition
- Get pool equipment maintenance records and any warranty documentation
- Confirm above-ground pool removal/abandonment liability if not permitted
- Review septic system service history and last inspection date
- Verify shed and deck permits with Putnam County building department
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $239,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of COLDWELL BANKER BEN BATES INC. Data via realMLS (Northeast Florida MLS), updated May 21, 2026, 7:14 PM.
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