Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$324,900

37263 WHISPER Way, Hilliard, FL 32046, Hilliard, FL 32046

Whisper Ridge

Price
$324,900
Beds / Baths
3 / 2
Living area
1,693 sqft
Year built
2026
Type
Residential
Lot
0.21 ac
Garage
2
HOA
$60/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
209
Elementary
Hilliard
Middle
Hilliard
High school
Hilliard

$192/sqft asking, vs a $188/sqft median across 223 closed sales in 32046 over the last 12 months — 2% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Experience modern living in the sought-after Whisper Ridge community of Hilliard, Florida. This beautifully designed, new construction home features 3 bedrooms and 2 bathrooms, offering the perfect blend of comfort, style, and functionality. At the center of the home is a stunning kitchen designed to impress, complete with a large island, elegant cabinetry, Whirlpool stainless steel appliances, and granite countertops. The open-concept design allows the kitchen to flow effortlessly into the spacious family room, creating a bright and welcoming atmosphere. Step outside to the oversized covered patio. The perfect extension of your living space for relaxing evenings, weekend barbecues, or enjoying Florida's year-round sunshine. Residents of Whisper Ridge also enjoy access to a future community park, creating additional opportunities for outdoor recreation, neighborhood gatherings, and enjoying the peaceful surroundings. Schedule your tour today before it's gone!

What to check on this one

  • Verify HOA $60/mo covers what amenities; confirm future park timeline and completion status
  • Obtain flood zone designation and elevation certificate for Nassau County property
  • Review builder warranty terms, workmanship coverage, and appliance warranties
  • Confirm final utility connections, permits, and CO (Certificate of Occupancy) status
  • Request HOA documents, bylaws, and any CDD bond details for Whisper Ridge

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,686/mo
Property tax (1.1% eff., Nassau Co.)$298/mo
Homeowners insurance (est.)$292/mo
HOA$60/mo
All-in monthly (est.)$2,336/mo

Loan $259,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LGI REALTY - FLORIDA, LLC. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 4:08 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.