Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$249,000

2127 DIANA Drive, Palatka, FL 32177, Palatka, FL 32177

Highland Pines

Price
$249,000
Beds / Baths
4 / 2
Living area
1,788 sqft
Year built
1950
Type
Residential
Lot
0.19 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
209

$139/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 14% below the area's closed prices. Condition and lot vary; that's what a showing is for.

STOP THE SCROLL — This One Has Everything Buyers Are Looking For! This stunning 4-bedroom, 2-bathroom home delivers! Vaulted ceilings. Cypress wood accents. Skylights. A fireplace. TWO spacious living areas — a spacious great room and living room perfect for a home office, media space, or quiet retreat. The main living area feels open and impressive with soaring ceilings and beautiful natural light, while the rich cypress wood paneling adds warmth and character you simply don't find in today's builds. Picture cozy evenings by the wood-burning fireplace or hosting unforgettable gatherings. You'll appreciate the oversized screened-in patio, easily accessed through French doors from both the living room and the primary bedroom — creating a seamless indoor-outdoor lifestyle perfect for Florida living. Homes with this combination of space, personality, and value don't last long. Schedule your showing today and make this home yours.

What to check on this one

  • Verify roof age and get 4-point inspection; home is 76 years old
  • Confirm plumbing type (cast-iron or polybutylene common in 1950 builds)
  • Request flood zone map for Palatka property; elevation certificate if needed
  • Inspect foundation, wood framing, and cypress paneling for rot/termite damage
  • Get HVAC age and service records; verify systems functional
  • Review septic system documentation and last pump-out date

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,292/mo
Property tax (1.1% eff., Putnam Co.)$228/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,812/mo

Loan $199,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of TIMBER TO TIDES REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Feb 5, 2026, 2:44 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.