Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$369,000

206 MADRID Street, St. Augustine Beach, FL 32080

Whispering Oaks

Price
$369,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.23 ac
Garage
0
HOA
$60/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
209
Middle
Sebastian
High school
St. Augustine

Rare 100 X 100 lot with additional greenspace along side & back. High elevation for possible views and a short stroll out the gate to the Ocean Hammock boardwalk to the beach.Walk to Publix and the shops at Annastasia Shopping Center. Gated community with low fees and two entrances, one on Beach A1A across from Sea Colony and another convenient gate on A1A across from Marsh Creek. Lot partially cleared and building plans available or create your own island retreat.

What to check on this one

  • Verify flood zone designation and elevation certificate requirements for St. Johns County
  • Confirm HOA $60/mo covers what; review CC&Rs for build restrictions and timelines
  • Check if lot sits in flood zone AE/VE; get FEMA flood map and elevation data
  • Obtain survey; confirm 100x100 lot dimensions and any easements or encroachments
  • Review any available building plans; confirm setbacks and St. Augustine Beach code compliance

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,915/mo
Property tax (1.1% eff., St. Johns Co.)$338/mo
Homeowners insurance (est.)$292/mo
HOA$60/mo
All-in monthly (est.)$2,605/mo

Loan $295,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ENDLESS SUMMER REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 12, 2026, 10:01 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.