$399,900
244 S PROSPECT Street, Crescent City, FL 32112, Crescent City, FL 32112
Crescent Hill
- Price
- $399,900
- Beds / Baths
- 3 / 2
- Living area
- 1,776 sqft
- Year built
- 1910
- Type
- Residential
- Lot
- 0.26 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 208
$225/sqft asking, vs a $154/sqft median across 70 closed sales in 32112 over the last 12 months — 46% above the area's closed prices. Condition and lot vary; that's what a showing is for.
THE PRICE JUST GOT BETTER!! Step into a piece of history with this well maintained 1910 two-story home, where timeless charm meets everyday living with a lake view. Featuring 3 bedrooms and 2 baths, this gem sits just 1/2 mile from the Crescent Lake boat ramp, restaurants, cafes, Lake Stella - perfect for morning strolls, sunset views, and soaking in the neighborhood's warm, welcoming vibe. Classic character, wild roaming peacocks in a friendly community. It's a lifestyle you'll fall in love with-this is more than a home, it's a story waiting for its next chapter!
What to check on this one
- Verify roof age and get 4-point inspection—1910 home likely uninsurable without current roof.
- Order elevation certificate and confirm actual flood zone (listed as unknown).
- Have plumber inspect for original cast-iron or polybutylene plumbing; budget replacement costs.
- Get full structural/foundation report—116-year-old home needs professional assessment.
- Confirm property tax exemptions and any code compliance issues with Putnam County.
- Review well/septic system service history and functionality with licensed contractor.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $319,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Aug 10, 2026, 2:17 PM.
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