Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$258,000

3786 LAUREN OAK Lane E, Jacksonville, FL 32221

Lauren Oaks

Price
$258,000
Beds / Baths
4 / 2
Living area
2,032 sqft
Year built
2004
Type
Residential
Lot
0.24 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
211

Charm and curb appeal abound for this Jacksonville home! Step inside to the inviting foyer, which is flanked on one side by the dining room and the three secondary bedrooms on the other. The kitchen boasts chic white appliances, hard surface countertops, and ample storage. This ranch style floorplan is rounded out by the well-appointed living room, primary suite, and laundry room. Come and see for yourself the possibilities that this home has to offer!

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate if in AE/VE
  • Get roof inspection report; home is 22 years old, verify remaining lifespan
  • Order 4-point inspection (structural, electrical, plumbing, HVAC)
  • Verify HVAC age and service records; cooling critical in Northeast Florida
  • Check for polybutylene plumbing (common 1995–2004); request plumber evaluation
  • Confirm property survey and lot boundaries before closing

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,339/mo
Property tax (1.1% eff., Duval Co.)$237/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,868/mo

Loan $206,400 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EVERYSTATE INC. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 4:17 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.