Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,275,000

206/208 HOPKINS Street, Neptune Beach, FL 32266, Neptune Beach, FL 32266

Neptune Beach Terr

Price
$1,275,000
Beds / Baths
6 / 3
Living area
2,956 sqft
Year built
1986
Type
MultiFamily
Lot
0.12 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
170

Welcome to 206-208 Hopkins Street, a rare opportunity to own a well-positioned duplex in one of Neptune Beach's most desirable neighborhoods. Located just one and a half blocks from the Atlantic, this property offers the perfect blend of coastal lifestyle and income potential—ideal for investors, multi-generational living, or owner-occupants seeking rental flexibility. Each unit features 3 bedrooms and 3 bathrooms with generous living spaces, functional layouts, and abundant natural light. Unit 206 has been tastefully updated with new bathrooms, flooring, granite countertops, updated fixtures, and a newer HVAC system, delivering a move-in-ready option with modern appeal. Unit 208 provides a blank canvas, ready for your personal design vision or value-add updates. The property offers separate, individually paved backyard areas, creating private outdoor spaces perfect for entertaining or relaxing after a day at the beach. Ample off-street parking adds everyday convenience for both residents and guests. Additional highlights include separate utility meters, private laundry rooms in each unit, modern appliances, and central air conditioningfeatures that make ownership and management straightforward. Major improvements include: Roof replaced in 2018 Newer HVAC in Unit 206 (Northport Heating & Air - 6/11/2023) Newer electrical panels Property repiped with CPVC Hot water heaters approximately 4-17 years old Just a short walk or bike ride to the beach, parks, and the vibrant Neptune Beach town center, this duplex delivers both lifestyle and long-term value in a highly sought-after coastal community. Opportunities like this are raredon't miss your chance to own in Neptune Beach.

What to check on this one

  • Confirm actual flood zone with FEMA map; request elevation certificate if AE/VE.
  • Verify new roof year/warranty; get inspector's certification for insurance eligibility.
  • Pull last 3 years rent rolls, lease terms, and tenant payment history for both units.
  • Inspect Unit 208 plumbing/electrical; 1986 build may have cast-iron or polybutylene issues.
  • Confirm separate utility meters, laundry hookups, and HVAC system age on Unit 208.
  • Review short-term rental eligibility with Neptune Beach city code and any deed restrictions.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$6,616/mo
Property tax (1.1% eff., Duval Co.)$1,169/mo
Homeowners insurance (est.)$744/mo
All-in monthly (est.)$8,529/mo

Loan $1,020,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 4:24 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.