Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$490,000

186 CURVED BAY Trail, Ponte Vedra, FL 32081

Del Webb Nocatee

Price
$490,000
Beds / Baths
2 / 2
Living area
1,534 sqft
Year built
2023
Type
Residential
Lot
0.16 ac
Garage
2
HOA
$564/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
197

$319/sqft asking, vs a $278/sqft median across 1,456 closed sales in 32081 over the last 12 months — 15% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Polished, peaceful, and filled with natural light - this home feels right from the start. Built in 2023 and set within the sought-after Del Webb Nocatee community in Ponte Vedra, the villa offers a beautifully considered layout designed for easy, enjoyable living. Natural light pours through the open layout from morning to evening, highlighting a charming kitchen with quartz countertops, crisp white cabinetry, and KitchenAid stainless steel appliances, creating a space where the home chef can thrive. Meanwhile, morning coffee or evenings with friends feel easy thanks to the seamless flow from the gathering room to the screened lanai. With two bedrooms and two baths across 1,534 square feet, the home strikes a rare balance - open and airy, yet comfortable and easy to live in. The owner's suite comes complete with a walk-in closet and a sleek, glass-enclosed shower. A flex room near the entry adapts easily to your needs: office, library, or creative escape. A spacious two-car garage with extra storage, and you'll find a refreshingly hassle-free home. Sounds like your next home? Schedule a viewing today!

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE
  • Review CDD bond payoff amount and remaining assessment obligations
  • Confirm HOA $564/mo covers what; request Del Webb Nocatee CC&Rs and rental policy
  • Inspect roof/HVAC warranty status; confirm 2023 builder coverage transfers
  • Request 2023 home builder warranty docs and builder contact info

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,543/mo
Property tax (1.1% eff., St. Johns Co.)$449/mo
Homeowners insurance (est.)$292/mo
HOA$564/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$4,015/mo

Loan $392,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EXP REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Jul 16, 2026, 5:57 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.