$45,000
5695 CARIBBEAN Circle, Keystone Heights, FL 32656, Keystone Heights, FL 32656
Big Tree Lakes
- Price
- $45,000
- Beds / Baths
- 0 / 0
- Living area
- 0 sqft
- Year built
- 0
- Type
- Land
- Lot
- 1.19 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 212
1.1 acer property on Smith Lake. Owner it highly motivated. Property is uncleared.
What to check on this one
- Verify flood zone designation and elevation certificate requirement for Smith Lake.
- Confirm deed restrictions, easements, or covenants affecting buildability.
- Check Clay County zoning—permitted uses and setback requirements for lakefront.
- Obtain survey to confirm lot boundaries and usable buildable area.
- Verify septic/well feasibility and any environmental permits needed.
- Confirm utilities available (power, water, sewer lines to property).
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $36,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of 1st CHOICE REAL ESTATE INC. Data via realMLS (Northeast Florida MLS), updated Feb 2, 2026, 12:22 AM.
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