Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$2,190,000

104 ISLAND ESTATES Parkway, Palm Coast, FL 32137

Island Estates

Price
$2,190,000
Beds / Baths
4 / 4
Living area
3,837 sqft
Year built
2002
Type
Residential
Lot
1.18 ac
Garage
3
HOA
$279/mo
CDD
Yes
Flood zone
Unknown
County
Flagler
Days on market
204

$571/sqft asking, vs a $195/sqft median across 313 closed sales in 32137 over the last 12 months — 193% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to Island Estates in Hammock Dunes. Pull you boat up to your DOCK on the Intracoastal and step into this Machin POOL home (one of Palm Coast's premier builders) with many updates. The current owner has made the following IMPROVEMENTS creating an open concept perfect for entertaining family and friends. COMPLETE REMODEL OF KITCHEN-Removed wall, reconfigured kitchen, cabinets, appliances, wine cooler; NEW CARPET FIRST FLOOR BEDROOMS AND OFFICE; PRIMARY BATH-New cabinets, light fixtures, glass shower enclosure; POOL RESURFACE; POOL ENCLOSURE PAINTED AND SCREEN REPLACED; POOL DECK PAINTED; POOL PUMP AND HEATER; OUTDOOR KITCHEN; BOAT DOCK REFURBISHED AND LIFT UPDATED, WATER AND ELECTRIC ADDED; PAINTED INTERIOR AND EXTERIOR; NEW WASHER AND DRYER; REPLACED FANS AND LIGHT FIXTURES; REPLACED UPSTAIRS HVAC; NEW WATER HEATER WITH RE-CIRCULATOR; 3 BEDROOMS, OFFICE, 3 BATHS ON MAIN LEVEL; SECOND LEVEL HAS BEDROOM, BATH, KITCHENETTE AND FAMILY ROOM WITH LARGE SUN DECK WITH VIEWS OF ICW. This waterfront home is in the gated community of Island Estates which consists of 168 homes on large 1+ acre lots and has private gated beach access. It is in the area locals refer to as "The Hammock" and is part of Hammock Dunes. Hammock Dunes Club has memberships available but are not required. In addition to boating, with a membership to Hammock Dunes Club, one can enjoy amenities found in 5-star resorts. Located on the ocean, the club has 2 golf courses, restaurants, pool and splash pad, tennis, croquet, pickle ball, huge fitness center and social events that will appeal to everyone. Palm Coast is the best kept secret in Florida. Miles of beautiful beaches, over 125 miles of bike paths, beautiful parks along Intracoastal Waterway, a thriving art & theater community, home of famous artists, golf courses for every day, fishing, boating, wind sailing, surfing, canoeing are just a few of the things to do. Orlando and Disney World are close for a day outing and Jacksonville with all the shopping one could desire & the famous Mayo Clinic is one hour. NASCAR & ST. Augustine are within a thirty-minute drive.

What to check on this one

  • Confirm exact flood zone designation and obtain elevation certificate for waterfront property
  • Verify CDD bond payoff amount and remaining assessment obligations
  • Review HOA covenants for short-term rental restrictions before purchase
  • Get 4-point inspection and wind-mitigation report given 2002 build year
  • Inspect boat dock permit, lift registration, and intracoastal access easement documentation
  • Request pool equipment warranty details and contractor contact info for recent upgrades

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$11,363/mo
Property tax (1.1% eff., Flagler Co.)$2,008/mo
Homeowners insurance (est.)$1,278/mo
HOA$279/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$15,095/mo

Loan $1,752,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORPORATION. Data via realMLS (Northeast Florida MLS), updated Aug 14, 2026, 4:54 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.