Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,050,000

1342 SHIPWATCH Circle, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034

Ship Watch

Price
$1,050,000
Beds / Baths
3 / 4
Living area
1,828 sqft
Year built
1975
Type
Condo
Lot
4.44 ac
Garage
0
HOA
$208/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
197

$574/sqft asking, vs a $405/sqft median across 269 closed sales in 32034 over the last 12 months — 42% above the area's closed prices. Condition and lot vary; that's what a showing is for.

OCEANFRONT resort-style living within the exclusive, gated Amelia Island Plantation. This unique END UNIT, 3BRM, 3.5BA, 2nd-floor Ship Watch Villa offers soothing VIEWS OF THE SPARKLING ATLANTIC OCEAN from a spacious balcony, perfect for soaking in gorgeous sunrises, dining alfresco, or simply unwinding to the sound of rolling waves. Updated and well equipped kitchen including a center island, and SS Appliances. Large counter spaces in the 3 ensuite bathrooms. The HEATED COMMUNITY POOL features a spacious sun deck and grilling area, just steps from the sand. Additional conveniences include a large owner's closet and a private storage unit under the building—ideal for bikes and beach gear. Fully furnished and completely turnkey, & PET FRIENDLY, this villa is ready for you to move in or start generating rental income immediately. Whether you're seeking a primary sanctuary, a vacation getaway, or a smart investment property, this beach villa offers a rare opportunity. Vacation rentals are currently managed by Amelia Island Vacations with a STRONG HISTORY OF YEAR-ROUND RENTALS. Enjoy access to pristine beaches, scenic walking and biking trails, fine dining, and boutique shopping all within the secure and beautifully maintained grounds of this renowned destination. Additional amenities such as tennis, pickleball, golf and the fitness center can be accessed by joining the Amelia Island Club. Come make this serene ocean retreat your own.

What to check on this one

  • Verify condo milestone inspection & SIRS report status; review reserve fund study.
  • Confirm flood zone designation & obtain elevation certificate for oceanfront property.
  • Request 4-point inspection & wind-mitigation report; roof age/condition critical at 51 years.
  • Review HOA/Amelia Island Plantation CC&Rs; confirm rental lease terms & transferability.
  • Inspect plumbing for polybutylene or original cast-iron; assess kitchen/bath updates credibility.
  • Verify active rental management agreement & year-round booking history with Amelia Island Vacations.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$5,448/mo
Property tax (1.1% eff., Nassau Co.)$963/mo
Homeowners insurance (est.)$613/mo
HOA$208/mo
All-in monthly (est.)$7,232/mo

Loan $840,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST. Data via realMLS (Northeast Florida MLS), updated Aug 17, 2026, 9:37 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.