$309,000
81 TEMPLE Drive, St. Augustine, FL 32092
Waterford Lakes
- Price
- $309,000
- Beds / Baths
- 3 / 3
- Living area
- 1,502 sqft
- Year built
- 2022
- Type
- Townhouse
- Lot
- 0.15 ac
- Garage
- 1
- HOA
- $128/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 214
- High school
- Tocoi Creek
Best Lot in Waterford Lakes - Corner Unit, Preserve + Pond Views, Oversized Yard Ask about lender incentives!! Perfectly positioned within the gated townhome community of Waterford Lakes, this exceptional corner-unit residence offers one of the most desirable settings in the neighborhood--backing to a peaceful pond and wooded preserve with an extended greenspace that creates rare privacy and a true backyard retreat. Built in 2022, this thoughtfully designed 3-bedroom, 2.5-bath townhome spans 1,502 square feet and showcases a light-filled, open-concept layout ideal for both everyday living and entertaining. Expansive sliding glass doors frame the tranquil views and seamlessly connect the interior living space to a covered lanai and oversized backyard, a standout feature rarely found in townhome living. The kitchen and living areas flow effortlessly, enhanced by natural light and complemented by premium appliances, including upgraded refrigerator and laundry units. Additional upgrades elevate functionality throughout the home, including: - Custom laundry room built-ins for added storage and organization - Spacious garage with overhead storage racks - Desirable corner lot positioning for enhanced privacy and curb appeal Residents of Waterford Lakes enjoy a secure, gated lifestyle with access to a resort-style pool and fully equipped fitness center. Whether you're looking for a primary residence or an investment opportunity, 81 Temple Drive stands out with its premium lot, modern upgrades, and serene preserve and water views--all located in St. Johns County's top-rated school district.
What to check on this one
- Verify actual flood zone designation—listing shows unknown; check FEMA map and get elevation certificate if in AE/VE.
- Confirm HOA $128/mo covers what; request Waterford Lakes declaration, bylaws, rental restrictions, reserve study.
- Review 2022 roof warranty status and remaining coverage; confirm no prior claims or damage.
- Inspect plumbing materials—verify no polybutylene; confirm copper/PEX used throughout.
- Request HOA financials, special assessments history, and any pending capital projects or fees.
- Clarify waterfront pond/preserve access rights in HOA docs—verify ownership and maintenance responsibility.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $247,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of ONE SOTHEBY'S INTERNATIONAL REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 29, 2026, 12:18 AM.
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