Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$295,000

155 FRAN Lane, Satsuma, FL 32189, Satsuma, FL 32189

Metes & Bounds

Price
$295,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
3.25 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
215

3.25 acres on Dunns Creek offering privacy and waterfront access in a peaceful natural setting. The property includes a dock renovated in 2022 with an electric boat lift and a small lockable storage room, along with two (2) 30-amp electric hookups and an artesian flowing well. Zoned R-2, which allows for conventional homes, modular homes, or mobile homes. Approximately 0.50 acres of uplands, with the remaining acreage consisting of wetlands that enhance the property's Old Florida character, provide natural privacy, and create a quiet, undisturbed backdrop. Dunns Creek connects Crescent Lake to the St. Johns River and offers excellent fishing, shrimping, and boating, with a short boat ride to multiple waterfront restaurants, including the popular local hangout Renegades. Crescent Lake and the Palatka area are well known for world-class bass fishing and regularly host major tournaments. Palatka and about 45 minutes to St. Augustine. Buyer to verify all information and conduct their own due diligence regarding zoning, land use, utilities, and intended use.

What to check on this one

  • Verify R-2 zoning allows your intended use; confirm with Putnam County Planning.
  • Obtain wetland delineation and confirm 0.50 upland acres; verify buildable area.
  • Confirm artesian well capacity, water quality, and maintenance requirements with seller.
  • Verify dock renovation permits, boat lift inspection, electric hookup compliance codes.
  • Obtain flood zone designation and elevation data; check FEMA flood map.
  • Confirm utilities available to buildable upland portion; clarify septic/wastewater options.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,531/mo
Property tax (1.1% eff., Putnam Co.)$270/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,093/mo

Loan $236,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of GREAT EXPECTATIONS REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 24, 2026, 8:52 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.