Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$460,000

826 A1A BEACH BLVD Boulevard 37, St. Augustine, FL 32080

Ponce Landing

Price
$460,000
Beds / Baths
2 / 2
Living area
1,184 sqft
Year built
1980
Type
Townhouse
Lot
Garage
1
HOA
$425/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
216

$389/sqft asking, vs a $260/sqft median across 12 closed sales in 32080 over the last 12 months — 50% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Experience the ultimate in coastal living with this stunning 2-bedroom, 2-bathroom end-unit townhome in the heart of St. Augustine Beach. Located just one building behind the oceanfront, this home provides the perfect combination of security, value, and access to all St. Augustine Beach has to offer. This home, currently used as a short-term rental income-producing vacation rental. Enjoy resort-style living with access to two community pools, including a heated option for year-round enjoyment. Bathroom remodeled, brand new balcony, new refrigerator, fresh paint.The private garage provides secure parking and ample storage for all your beach essentials. Built with durable concrete block construction and all windows and doors have hurricane glass, this townhome ensures peace of mind and long-term value. Designed for comfort and convenience, the spacious interior is filled with natural light, offering an inviting atmosphere for relaxation or entertaining

What to check on this one

  • Verify flood zone designation and obtain elevation certificate for this oceanfront property
  • Confirm roof age and current insurance eligibility—46-year-old coastal home may face carrier restrictions
  • Review HOA docs: short-term rental rules, lease transfer policies, and reserve study status
  • Inspect plumbing era (1980 build)—check for polybutylene lines requiring replacement
  • Get 4-point inspection + wind-mitigation report; verify hurricane glass documentation for insurability
  • Request short-term rental license, booking history, and guest insurance requirements if continuing operation

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,387/mo
Property tax (1.1% eff., St. Johns Co.)$422/mo
Homeowners insurance (est.)$292/mo
HOA$425/mo
All-in monthly (est.)$3,526/mo

Loan $368,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 6:44 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.