$90,000
2224 W 44TH Street, Jacksonville, FL 32209, Jacksonville, FL 32209
Royal Terrace Addn
- Price
- $90,000
- Beds / Baths
- 2 / 1
- Living area
- 888 sqft
- Year built
- 1956
- Type
- Residential
- Lot
- 0.14 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 128
Affordable Opportunity in Jacksonville - Ideal for Homeowners or Investors! Discover the potential whether you're looking for a place to call home or a cash-flowing investment property, this one checks the boxes. For owner-occupants, this home offers an affordable path to homeownership with payments (under $900 a month) that may be comparable to or lower than rent. With a functional layout and convenient location near major roadways, shopping, & dining, it's a great option for first-time buyers or those looking to downsize. For investors, this property presents a turnkey rental opportunity with a tenant already in place generating approximately $1,147/month in rental income (1% rule met) , offering immediate cash flow from day one. Strong rental demand in the area makes this a solid addition to any portfolio. Whether you're expanding your portfolio or purchasing your first home, this property offers flexibility, value, and opportunity.
What to check on this one
- Verify actual flood zone with FEMA map; may trigger 4-point inspection requirement.
- Get roof inspection report—1956 build likely requires replacement soon; check insurer approval.
- Confirm tenant lease terms, rent amount, and lease expiration date in writing.
- Order 4-point inspection (roof, HVAC, plumbing, electrical) for underwriting and insurance.
- Review property appraiser records for liens, code violations, or outstanding taxes.
- Inspect plumbing type—likely cast-iron; budget replacement if galvanized or failing.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $72,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of BIRD DOG REAL ESTATE GROUP LLC. Data via realMLS (Northeast Florida MLS), updated Jun 1, 2026, 3:15 PM.
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