$1,090,000
28175 HAMMOCK Road, Hilliard, FL 32046
Metes & Bounds
- Price
- $1,090,000
- Beds / Baths
- 3 / 3
- Living area
- 2,489 sqft
- Year built
- 1970
- Type
- Residential
- Lot
- 5.66 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 155
- Elementary
- Hilliard
- Middle
- Hilliard
- High school
- Hilliard
RURAL WATERFRONT ESCAPE - Discover the perfect blend of privacy, space, and waterfront living with this exceptional rural riverfront estate, located at the end of a private drive. Set on 5.66 high and dry acres, this secluded retreat offers approximately 240' of deep water frontage along the scenic St. Mary's River, with excellent potential for a future private boat dock and easy access for boating and fishing. This recently updated 3 BR, 2.5 BA ranch style home features new LVP flooring throughout and 2 separate living areas, each with its own fireplace. Inside, enjoy beautiful exposed wood beams and custom built-in glass displays, adding warmth and character. Solid wood cabinetry, spacious laundry room and butler's pantry enhance the home's functionality. Additional highlights include a 2-car attached garage, small workshop, unfinished guest apartment, and an in-ground pool.
What to check on this one
- Confirm actual flood zone via FEMA map—riverfront St. Mary's River requires elevation certificate if AE/VE
- Roof age and condition; 1970 home likely needs 4-point inspection for insurance
- Septic system inspection and service history—rural property, verify functionality and permits
- Pool equipment age, permits, and maintenance records
- Guest apartment legal status—permitted as dwelling or accessory structure only
- Well water quality test; confirm private water source serves all structures
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $872,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of ATLANTIC SALT REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 1, 2026, 2:45 AM.
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