Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$824,900

95110 BARNWELL Road, Fernandina Beach, FL 32034

Fernandina Beach

Price
$824,900
Beds / Baths
5 / 5
Living area
2,959 sqft
Year built
2026
Type
Residential
Lot
0.88 ac
Garage
3
HOA
None
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
219

$279/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 10% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Set on nearly a full acre of beautifully usable land, this exceptional new construction home offers a rare blend of space, privacy, and elevated living. Nearly 3,000 square feet of thoughtfully designed interiors showcase upgraded finishes throughout, generous proportions, and an effortless flow for both everyday living and entertaining. An oversized three-car garage with abundant storage complements a separate, air-conditioned workroom or private gym—perfect for a home office, wellness retreat, or creative studio. The expansive grounds invite resort-style outdoor living with room for a pool, gardens, or future additions. A complete landscaping package and home warranty are included, ensuring a seamless, move-in-ready experience. This is refined modern living with the freedom, comfort, and space to truly live well.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE zone.
  • Confirm new construction warranty details, coverage period, and builder reputation.
  • Review complete landscaping package scope and any maintenance obligations.
  • Inspect three-car garage and air-conditioned workroom for proper permits and finishes.
  • Verify septic or municipal sewer service and confirm utility connections are active.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,280/mo
Property tax (1.1% eff., Nassau Co.)$756/mo
Homeowners insurance (est.)$481/mo
All-in monthly (est.)$5,517/mo

Loan $659,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of SOUTHEAST ATLANTIC REALTY. Data via realMLS (Northeast Florida MLS), updated Apr 17, 2026, 6:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.