Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$299,500

146 FISHERMANS COVE Drive, Edgewater, FL 32141, Edgewater, FL 32141

Fishermans Cove

Price
$299,500
Beds / Baths
4 / 2
Living area
1,816 sqft
Year built
2016
Type
Residential
Lot
0.13 ac
Garage
2
HOA
$117/mo
CDD
No
Flood zone
Unknown
County
Volusia
Days on market
221
Elementary
Indian River
Middle
New Smyrna Beach
High school
New Smyrna Beach

Beautifully maintained 4-bedroom, 2-bath home located in the desirable gated community of Fisherman's Cove in Edgewater. **Built in 2016, this home offers approximately 1,816 sq ft of open-concept living with a seamless flow between the kitchen, dining, and living areas. The kitchen features premium countertops, stainless steel appliances, and a large island with bar seating. The private primary suite includes an en-suite bath and generous closet space, with three additional bedrooms providing flexibility for guests or a home office. Additional highlights include an indoor laundry room, two-car garage. Community amenities include a gated entrance and a riverfront dock on the Indian River for fishing, kayaking, and relaxing. Conveniently located near shopping, dining, and a short drive to the beach. Available 2.5% Assumable VA Mortgage

What to check on this one

  • Verify HOA $117/mo covers what—insurance, maintenance, dock access, gate staffing.
  • Pull HOA docs: bylaws, financials, reserve study, any pending assessments or special fees.
  • Confirm flood zone designation and get elevation certificate from county appraiser or FEMA.
  • Review VA loan assumability—contact lender on rate, terms, buyer qualification requirements.
  • Inspect roof condition and get installer date; confirm 2016 build aligns with claim.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,554/mo
Property tax (1.1% eff., Volusia Co.)$275/mo
Homeowners insurance (est.)$292/mo
HOA$117/mo
All-in monthly (est.)$2,238/mo

Loan $239,600 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Aug 12, 2026, 4:22 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.