Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$673,999

45159 AMERICAN DREAM Drive, Callahan, FL 32011

North Deerwood Ests

Price
$673,999
Beds / Baths
4 / 2
Living area
2,183 sqft
Year built
2004
Type
Residential
Lot
1.11 ac
Garage
2
HOA
$27/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
211

$309/sqft asking, vs a $179/sqft median across 269 closed sales in 32011 over the last 12 months — 73% above the area's closed prices. Condition and lot vary; that's what a showing is for.

One-of-a-Kind Brick Home on Over 1 Acre in Callahan! This beautifully updated home combines charm, privacy, and functionality on a spacious 1+ acre lot in a welcoming neighborhood. Recent upgrades include a 5-year-old roof, new drain field, hurricane-impact windows, gas appliances, a cozy gas fireplace, and a whole-house Generac 22KW generator. A Renai tankless water heater provides endless hot water with energy efficiency. What truly makes this home stand out is the hand-laid foyer floor made from over 14,000 pennies, adding a touch of artistry and character you won't find anywhere else. Step into your backyard oasis featuring a pavered inground pool, a vaulted cedar-ceiling outdoor kitchen, and a second fireplace--ideal for entertaining or relaxing evenings under the stars. Car lovers and hobbyists will appreciate the 30' x 40' detached garage complete with an 11,000-lb car lift, 4-ton A/C, and RV hookup, offering endless possibilities for work or play.

What to check on this one

  • Verify roof age documentation; insurer may require 4-point inspection despite 5-year claim.
  • Obtain flood zone map; verify elevation certificate if in AE/VE zone.
  • Request septic drain field permit and maintenance records from recent replacement.
  • Confirm generator transfer documentation and propane/fuel supply arrangement.
  • Review HOA covenants for workshop/garage use and rental restrictions.
  • Get pool equipment warranties and maintenance service history.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,497/mo
Property tax (1.1% eff., Nassau Co.)$618/mo
Homeowners insurance (est.)$393/mo
HOA$27/mo
All-in monthly (est.)$4,535/mo

Loan $539,199 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 6:41 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.