Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,175,000

1024 NEPTUNE Lane, Neptune Beach, FL 32266

Neptune Beach

Price
$1,175,000
Beds / Baths
4 / 4
Living area
2,605 sqft
Year built
2005
Type
Residential
Lot
0.34 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
90
Elementary
Neptune Beach
Middle
Duncan Fletcher
High school
Duncan Fletcher

Coastal living meets modern comfort in this beautifully updated Neptune Beach pool home, ideally situated on a lush .34-acre homesite just minutes from the ocean and Town Center. Soaring 15-foot ceilings, warm wood floors, and abundant natural light create an airy, inviting feel throughout. Designed for effortless living and entertaining, the open layout seamlessly connects the living, dining, and family spaces to a stunning renovated kitchen featuring new quartz countertops and brand-new appliances. The private owner's retreat offers a spa-inspired bath with designer finishes, while a separate upstairs suite with a newly renovated bath provides ideal space for guests, a home office, or multigenerational living. Outside, enjoy your own backyard oasis with a sparkling pool surrounded by mature landscaping. A circular drive, expansive front porch, side-entry garage, and new roof (2024) complete this move-in-ready coastal retreat.

What this home really costs per month

Principal & interest$6,097/mo
Property tax (1.1% eff., Duval Co.)$1,077/mo
Homeowners insurance (est.)$685/mo
All-in monthly (est.)$7,859/mo

Loan $940,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of SIGNATURE REALTY & MANAGEMENT. Data via realMLS (Northeast Florida MLS), updated Jul 24, 2026, 1:52 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.