$540,000
97019 COBBLER Court, Yulee, FL 32097
Roses Bluff
- Price
- $540,000
- Beds / Baths
- 5 / 4
- Living area
- 4,075 sqft
- Year built
- 2014
- Type
- Residential
- Lot
- 0.43 ac
- Garage
- 3
- HOA
- $89/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 221
- Elementary
- Yulee
- Middle
- Yulee
- High school
- Yulee
$133/sqft asking, vs a $187/sqft median across 871 closed sales in 32097 over the last 12 months — 29% below the area's closed prices. This home is priced 28.9% below recent area sales, likely reflecting its age, condition, or interior updates needed—ask the listing agent for specifics.
Remember when the neighborhood was your playground, when bikes lined the driveway, neighborhood games stretched until the streetlights flickered on, and home was the place everyone gathered at the end of the day? That feeling still exists in Roses Bluff. Beyond the gated entrance framed by water views, you'll find a community where neighbors become friends and everyday life moves at a more comfortable pace. Located on the corner of a quiet cul-de-sac, this home offers the space to create the kind of memories that last for generations. More than 4,000 square feet. More than five bedrooms. More than a house. This is the kind of place that feels like home. Welcome to Cobbler Court and Roses Bluff. Whether it's hosting holiday dinners around the oversized kitchen island, gathering for movie nights upstairs, cheering on game day with friends, or watching children and pets play in the fenced backyard, this home was designed for living life together. Lender-paid incentive offered! With room for everyone, the thoughtful floor plan includes a bedroom and full bath on the main level, expansive gathering spaces, and four generously sized bedrooms upstairs connected by a versatile media and recreation area. The screened porch, outdoor kitchen, and backyard with room for a pool and hot tub provide the perfect backdrop for weekend cookouts, birthday celebrations, and evenings under the stars. Located in Nassau County's highly regarded school district and just a short drive from Amelia Island's beaches, historic Fernandina Beach, Jacksonville International Airport, and I-95, you'll enjoy the rare combination of peaceful neighborhood living and everyday convenience. ***Lender-Paid Incentive of 1% of loan amount toward discount points or closing costs (limited to max. allowable third party contributions) being offered!!!***
What to check on this one
- Verify exact flood zone designation and elevation certificate requirement for Yulee/Nassau County.
- Confirm roof age and get 4-point inspection quote; 2014 roof approaching insurer scrutiny window.
- Review HOA docs: covenants, reserve study, any pending assessments beyond $89/mo.
- Obtain recent HOA meeting minutes and financial statements for Roses Bluff community.
- Verify plumbing material (copper vs. polybutylene) and HVAC system age/condition.
- Confirm property does not fall in flood-prone zone requiring elevation certificate or flood insurance.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $432,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 12:27 PM.
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