Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$725,000

3350 S FLETCHER Avenue J1, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034

Amelia South Condo

Price
$725,000
Beds / Baths
2 / 2
Living area
1,130 sqft
Year built
1974
Type
Condo
Lot
Garage
0
HOA
$950/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
172
Elementary
Atlantic
Middle
Fernandina Beach
High school
Fernandina Beach

$642/sqft asking, vs a $405/sqft median across 269 closed sales in 32034 over the last 12 months — 58% above the area's closed prices. Condition and lot vary; that's what a showing is for.

WELCOME TO UNIT J1!** This RARE GROUND FLOOR - 2 Bedrooms and 2 Baths -unit offers direct access to both the beach and the community pool, making it ideal for full-time living, a VACATION RETREAT, or an INCOME PRODUCING RENTAL. Offered FULLY FURNISHED and move-in ready, the open-concept floor plan features NO CARPET, CREATING A CLEAN LOW MAINTENANCE Space perfectly suited for beachside living. The updated Bright kitchen is a standout, boasting stunning, UNOBSTRUCTED VIEWS—so whether you're cooking, dining, or simply unwinding, the scenery is always front and center. Both bathrooms have been tastefully updated, enhancing the overall comfort and appeal. Step outside to the private patio and enjoy the soothing sound of the waves and refreshing ocean breezes—an ideal setting for morning coffee or relaxing evenings. In addition to being a peaceful COASTAL ESCAPE, this condo offers strong year-round rental potential. Conveniently located near Amelia Island's top restaurants and just 10 minutes from downtown, this property combines the tranquility of oceanfront living with a COASTAL Vibe that attracts vacationers year round. Don't miss this opportunity to own a beautifull oceanfront condo that truly captures the best of the COASTAL LIFESTYLE! Bonus is ...an ON-SITE Rental office open 6 days a week to management your guests... DON"T MISS THIS ONE!!

What to check on this one

  • Verify condo milestone/SIRS reports filed with Nassau County—1974 build requires structural review.
  • Request 4-point inspection and wind-mitigation cert; 52-year-old oceanfront structure needs insurer pre-approval.
  • Confirm flood zone designation and obtain elevation certificate—beachfront location critical for insurance/financing.
  • Review HOA docs, reserve fund status, and rental restrictions—$950/mo may not reflect special assessments.
  • Inspect plumbing type (cast-iron likely at 1974 age); verify seawall/foundation condition given waterfront exposure.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,762/mo
Property tax (1.1% eff., Nassau Co.)$665/mo
Homeowners insurance (est.)$423/mo
HOA$950/mo
All-in monthly (est.)$5,800/mo

Loan $580,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FERNANDINA BEACH REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 30, 2026, 4:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.