Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$250,000

96602 BAY VIEW Drive, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034

Oyster Bay Harbours

Price
$250,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.48 ac
Garage
0
HOA
$125/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
224
Elementary
Emma Love Hardee
Middle
Fernandina Beach
High school
Fernandina Beach

This beautiful lot offers a wonderful opportunity to build your ideal home in a serene coastal community. Surrounded by mature trees and close to the marsh, it provides a peaceful, natural setting while still being conveniently located. Don't miss the chance to bring your vision to life in this special location.

What to check on this one

  • Verify exact flood zone designation and obtain FEMA map—affects building costs and insurance.
  • Confirm HOA $125/mo covers what; review covenants for build timeline and design restrictions.
  • Get survey; verify lot boundaries, wetlands/marsh setbacks, and buildable square footage.
  • Confirm utilities available on-site—water, sewer, electric, gas lines; estimate connection costs.
  • Check Nassau County building permits, impact fees, and zoning requirements for your planned structure.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,297/mo
Property tax (1.1% eff., Nassau Co.)$229/mo
Homeowners insurance (est.)$292/mo
HOA$125/mo
All-in monthly (est.)$1,943/mo

Loan $200,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Jan 22, 2026, 10:33 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.