Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$250,000

96590 BAY VIEW Drive, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034

Oyster Bay Harbours

Price
$250,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.54 ac
Garage
0
HOA
$125/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
224

This beautiful lot offers a wonderful opportunity to build your ideal home in a serene coastal community. Surrounded by mature trees and close to the marsh, it provides a peaceful, natural setting while still being conveniently located. Don't miss the chance to bring your vision to life in this special location.

What to check on this one

  • Confirm flood zone designation with Nassau County Property Appraiser—affects build cost, insurance, elevation requirements.
  • Verify HOA $125/mo covers what exactly; request all covenants, restrictions, and architectural review process.
  • Obtain survey; confirm lot lines, setbacks, wetland buffers, and buildable square footage.
  • Check if septic or municipal sewer available; get soil report if septic required.
  • Verify no HOA/CDD restrictions on home style, size, or construction timeline.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,297/mo
Property tax (1.1% eff., Nassau Co.)$229/mo
Homeowners insurance (est.)$292/mo
HOA$125/mo
All-in monthly (est.)$1,943/mo

Loan $200,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Jan 23, 2026, 7:37 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.