Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$599,900

4 NELMAR Avenue, St. Augustine, FL 32084

Nelmar Terrace

Price
$599,900
Beds / Baths
2 / 2
Living area
1,440 sqft
Year built
1973
Type
Residential
Lot
0.41 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
224
Elementary
Ketterlinus
Middle
Sebastian
High school
St. Augustine

$417/sqft asking, vs a $214/sqft median across 1,001 closed sales in 32084 over the last 12 months — 95% above the area's closed prices. Condition and lot vary; that's what a showing is for.

OPEN HOUSE 8/9/2026 1-3 WELCOME HOME! Beautifully updated & renovated home in highly desirable Nelmar Terrace, never flooded! This move-in-ready property features bright, sun-filled living spaces & brand-new LVP flooring throughout.The chef-inspired kitchen opens to living & dining areas & offers abundant counter & cabinet space along w/ new stainless-steel appliances. Currently operating as an Airbnb, the home provides excellent flexibility for personal use or investment. Oversized owner's suite includes spacious sitting area, ideal for home office or gym. Bathrooms have been recently renovated & feature large, step-in showers. A generous guest bedroom is conveniently located w/ the updated 2nd bath across the hall. Notable upgrades include a NEW ROOF (6/26/25) w/ transferable 5-year warranty, updated electric service w/ buried lines, & an interior laundry area. A hard-to-find extra-large detached 2-car garage w/ its own sub-panel adds valuable storage & ''work shop'' space!!

What to check on this one

  • Verify new roof warranty transfer; confirm 6/26/25 installation date and 5-year coverage terms.
  • Obtain flood zone designation for 32084; request elevation certificate if in AE/VE.
  • Pull 4-point inspection report (roof, HVAC, plumbing, electrical) given 1973 build year.
  • Confirm plumbing material (polybutylene/cast-iron risk pre-1995); inspect for updates.
  • Review Airbnb lease/operating agreement; verify transferability and local short-term-rental compliance.
  • Request HVAC age, service records, and current system specifications.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,113/mo
Property tax (1.1% eff., St. Johns Co.)$550/mo
Homeowners insurance (est.)$350/mo
All-in monthly (est.)$4,013/mo

Loan $479,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Sep 2, 2026, 7:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.