Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$79,000

1648 36TH Street W, Jacksonville, FL 32209, Jacksonville, FL 32209

Royal Terrace

Price
$79,000
Beds / Baths
3 / 1
Living area
928 sqft
Year built
1926
Type
Residential
Lot
0.11 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
225

$85/sqft asking, vs a $109/sqft median across 689 closed sales in 32209 over the last 12 months — 22% below the area's closed prices. Listed well below the area's per-square-foot average; remarks cite affordability and investment potential without disclosing specific condition issues—ask the agent what drives the discount.

3-bedroom, 1-bath home featuring a simple and functional layout with decent interior upgrades. Solid construction with practical living space. Property presents an affordable ownership or investment opportunity with convenient access to major roads, downtown, a major hospital, and city parks. Schedule your showing today.

What to check on this one

  • Verify roof age and get 4-point inspection—1926 home likely uninsurable without recent roof.
  • Order wind-mitigation inspection; document any hurricane straps, roof decking, opening protections.
  • Confirm flood zone via FEMA map; obtain elevation certificate if in AE/VE zone.
  • Inspect plumbing for cast-iron or polybutylene; budget for replacement if present.
  • Get well/septic service records; verify system compliance and pumping history.
  • Title search for liens, back taxes, or code violations given 225 days on market.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$410/mo
Property tax (1.1% eff., Duval Co.)$72/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$774/mo

Loan $63,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WORKMAN REAL ESTATE LLC. Data via realMLS (Northeast Florida MLS), updated Aug 19, 2026, 4:33 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.