Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$384,000

11495 TORI Lane, Jacksonville, FL 32218, Jacksonville, FL 32218

Victoria Pointe

Price
$384,000
Beds / Baths
4 / 3
Living area
2,368 sqft
Year built
2006
Type
Residential
Lot
0.36 ac
Garage
2
HOA
$13/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
225

$162/sqft asking, vs a $160/sqft median across 1,817 closed sales in 32218 over the last 12 months — 2% above the area's closed prices. Condition and lot vary; that's what a showing is for.

For Sale: Stunningly Water view with Upgraded Home in a Prime Jacksonville Location! This beautifully upgraded property combines modern elegance with practical features, offering a perfect oasis for any family. Key Features: - Stylishly Upgraded Interiors: Enjoy new cabinets and countertops in the kitchen, paired with state-of-the-art appliances that make cooking a delight.- Elegant Touches Throughout: The home boasts new ceiling fans, stylish light fixtures, and stunning chandeliers that enhance the ambiance of each room.- Fresh and Modern Flooring: Experience the comfort of brand-new floors that bring warmth and sophistication to every space. - Luxurious Bathrooms: Equipped with smart toilets, the updated bathrooms provide both convenience and luxury for you and your guests. - Recent Roof: The roof is only one year old, providing peace of mind for your investment. Cozy Living. Low HOA

What to check on this one

  • Verify flood zone designation and get elevation certificate if in AE/VE zone
  • Confirm roof is genuinely 1 year old with permit/invoice documentation
  • Pull 4-point inspection report; verify plumbing material (polybutylene/cast-iron risk)
  • Request proof of all kitchen/bathroom/flooring upgrades with contractor receipts
  • Check HVAC age and maintenance records; confirm system capacity for 2368 sqft
  • Verify waterfront property has proper deed restrictions, seawall permits, or easements

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,992/mo
Property tax (1.1% eff., Duval Co.)$352/mo
Homeowners insurance (est.)$292/mo
HOA$13/mo
All-in monthly (est.)$2,649/mo

Loan $307,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 10, 2026, 6:45 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.