Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$125,000

1551 W 31ST Street, Jacksonville, FL 32209, Jacksonville, FL 32209

Royal Terrace

Price
$125,000
Beds / Baths
3 / 2
Living area
1,075 sqft
Year built
1973
Type
Residential
Lot
0.12 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
204

$116/sqft asking, vs a $109/sqft median across 689 closed sales in 32209 over the last 12 months — 7% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Great Opportunity - 3 Bed / 2 Bath Home in Jacksonville. This well-maintained home offers a fantastic opportunity for investors or first-time homebuyers. Featuring a spacious layout, ceiling fans throughout, a carport, and a driveway, this property combines comfort and functionality. Located in a convenient Jacksonville area, it's perfect for those seeking a move-in ready home with strong potential. Don't miss your chance to own this charming and affordable property! Home is tenant occupied until march 2027

What to check on this one

  • Verify roof age and get 4-point inspection — home is 53 years old, insurers sensitive to this.
  • Order wind-mitigation inspection; required for older homes in Northeast Florida.
  • Confirm flood zone via FEMA map and get elevation certificate if in AE/VE.
  • Check for polybutylene or cast-iron plumbing (common in 1973 builds).
  • Review tenant lease terms, remaining occupancy through March 2027, and exit strategy.
  • Verify septic and well service records if applicable; confirm municipal sewer/water.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$649/mo
Property tax (1.1% eff., Duval Co.)$115/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,056/mo

Loan $100,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of VIRTUALTY REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Jun 3, 2026, 7:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.