$489,000
10612 FT CAROLINE Road, Jacksonville, FL 32225, Jacksonville, FL 32225
Holly Oaks Forest
- Price
- $489,000
- Beds / Baths
- 6 / 4
- Living area
- 3,774 sqft
- Year built
- 1946
- Type
- Residential
- Lot
- 0.57 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 125
Stealing at this price! Rare multi-generational brick home with three separate entrances, offering incredible flexibility for extended families or income potential. The main residence features 2 bedrooms, 2 full bathrooms, a spacious living room, flex space, and sunroom. A self-contained 1-bedroom apartment on the first floor includes its own kitchen and full bath, while upstairs offers 3 additional bedrooms and a full bath with a private entrance--ideal for Airbnb or rental use. The property also features a separate GRANNY FLAT, perfect for guests or additional income. Enjoy a private courtyard with room for a pool and two spacious kitchens. Upgrades include refinished hardwood floors, a brand-new roof, gutters with leaf guards, updated electrical, new windows, walk-in shower, and a freshly paved driveway. Additional highlights include 2019 HVAC units, a commercial RainSoft water purification system, and an oversized laundry room. No HOA or CDD fees!
What to check on this one
- Verify new roof installation date, warranty, and inspector certification for insurability.
- Obtain flood zone designation and elevation certificate from FEMA/county—critical for financing.
- Confirm septic system capacity and service records; verify it handles three-unit occupancy.
- Review short-term rental (Airbnb) compliance with city zoning and deed restrictions.
- Get 4-point inspection + wind-mitigation report due to 1946 construction age.
- Verify all three entrances and unit metering (utilities, water) are legally separated.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $391,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 2:00 PM.
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