$278,901
512 CEDAR CREEK Road, Palatka, FL 32177, Palatka, FL 32177
Metes & Bounds
- Price
- $278,901
- Beds / Baths
- 0 / 0
- Living area
- 0 sqft
- Year built
- 0
- Type
- Land
- Lot
- 0.9 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 227
This property is hitting the market at the perfect time! Get ready for the beautiful Florida spring time on the St. John's River. Vacant buildable lots on the river are getting hard to find but a few gems like this remain. Deed restricted for site built homes only but no HOA or square footage requirements. Survey attached shows benchmark with plenty of good uplands for your new home. Lot has been cleared and is level, some cypress at the waterfronts edge that just adds charm. 110 Ft on the water to place your future dock. Easy commute to Orange Park or Jax and near the new First Coat Expressway connecting to interstate 10. Country living with easy access to the city if you need it.
What to check on this one
- Verify flood zone designation and obtain FEMA flood map for St. Johns River location.
- Request survey; confirm elevation certificate requirements for riverfront construction.
- Confirm deed restrictions allow your planned home type and size.
- Verify riparian rights, dock permitting process, and St. Johns River Management District rules.
- Check county septic/well feasibility and any environmental or wetland restrictions.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $223,121 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of MODERN REALTY OF FLORIDA. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 9:09 PM.
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