Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$569,990

96112 PIRATES BLUFF Road, Yulee, FL 32097

Pirates Bluff

Price
$569,990
Beds / Baths
6 / 4
Living area
2,782 sqft
Year built
2025
Type
Residential
Lot
Garage
2
HOA
$83/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
385

$205/sqft asking, vs a $186/sqft median across 933 closed sales in 32097 over the last 12 months — 10% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Take advantage of this Builder's incentive: Adjustable 4.99% ©Jet HomeLoans Valid when closed by September contact agent with additional questions or review full disclosure in attachments! Introducing the Fleming II with Bonus, a spacious and versatile home offering 2,807 square feet of beautifully designed living space. This two-story layout features an open-concept main level with a generous kitchen island flowing seamlessly into the great room, perfect for entertaining or relaxed everyday living. A flexible room off the kitchen works perfectly as a home office, playroom, or formal dining area. The primary suite is a private retreat with a large walk-in closet and spa-like bath. Upstairs, the bonus room offers even more options ideal for a media room, guest suite, or game space. With a 3-car garage, smart design, and stylish finishes throughout, the Fleming II w/ Bonus delivers comfort, function, and timeless appeal.Located in Pirates Bluff, a peaceful community close to top sch

What to check on this one

  • Verify actual flood zone designation with FEMA map—listing shows unknown
  • Confirm builder warranty terms, transferability, and coverage details in writing
  • Review HOA $83/mo dues structure, reserves, restrictions, and any pending assessments
  • Inspect roof, HVAC, and all builder finishes for defects before closing
  • Confirm builder incentive terms, rate lock expiration date, and loan contingencies

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,958/mo
Property tax (1.1% eff., Nassau Co.)$522/mo
Homeowners insurance (est.)$333/mo
HOA$83/mo
All-in monthly (est.)$3,896/mo

Loan $455,992 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS. Data via realMLS (Northeast Florida MLS), updated Aug 17, 2026, 6:45 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.