Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$259,900

1307 OCEAN Street, Palatka, FL 32177

Palatka Blks

Price
$259,900
Beds / Baths
3 / 3
Living area
0 sqft
Year built
2026
Type
Residential
Lot
0.11 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
234

UNDER CONTRACT EXCEPTING BACK UP OFFERS Be the VERY FIRST OWNER of A BRAND NEW 3 Bedrooms 2.5 baths home. THE MAGNOLIA Model has an attached two car garage with an open front porch and covered back lanai. The Kitchen with solid wood cabinets, plenty of drawers and an island to grab a quick breakfast. Spray foam attics, Quartz counters throughout, Luxury Laminate Flooring, Central AC and an inside laundry room with washer/dryer hookups UPSTAIRS with the 3 bedrooms and 2 full bathrooms. Be the first of many homeowners that will trust Florida Precision Builders and make their NEW CONSTRUCTION your NEW HOME. Other properties currently available: 228 Dawn AND 101 Yawn Ave, Interlachen Fl

What to check on this one

  • Verify builder warranty coverage period and transferability to subsequent owners.
  • Confirm final flood zone designation and obtain elevation certificate before closing.
  • Request Certificate of Occupancy and all builder permits/inspections documentation.
  • Clarify final walkthrough timeline and punch-list completion before closing date.
  • Confirm all appliances, HVAC, and spray foam attic installation specs match contract.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,349/mo
Property tax (1.1% eff., Putnam Co.)$238/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,879/mo

Loan $207,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WE CAN DO IT REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 1:00 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.