Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$635,000

6170 A1A S 108, St. Augustine, FL 32080

Atlantic East

Price
$635,000
Beds / Baths
2 / 2
Living area
1,415 sqft
Year built
1986
Type
Condo
Lot
Garage
0
HOA
$1,619/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
229
Elementary
W. D. Hartley
Middle
Gamble Rogers
High school
Pedro Menendez

$449/sqft asking, vs a $373/sqft median across 324 closed sales in 32080 over the last 12 months — 20% above the area's closed prices. Condition and lot vary; that's what a showing is for.

First-floor, direct oceanfront condo in the gated Atlantic East community, St. Augustine Beach, FL 32080. 2 bed | 2 bath | 1,415 sq ft. Ground-level unit on A1A -- no stairs, no elevator, no shared hallways between your door and the sand. Fully updated throughout. All major systems replaced: new HVAC, water heater, windows, electrical panel, and repipe. New washer/dryer included. Open living area flows directly to rear porch with ocean and pool views. Wet bar and wine fridge in the main living space. Both bedrooms are split layout with generous sizing. Walk-in closet in primary. Primary bath features tub with separate shower. Community amenities include oceanfront pool, pickleball, fitness center, clubhouse, and gated beach access. HOA fee ($1,619/month) covers cable TV, internet, water, sewer, trash, and grounds maintenance. Assigned gated parking.

What to check on this one

  • Verify actual flood zone (AE/VE likely)—get elevation certificate and flood insurance quote.
  • Pull condo SIRS report and latest milestone inspection; confirm structural/foundation status post-1986.
  • Review HOA reserve study, special assessments pending, and oceanfront property insurance riders.
  • Confirm all plumbing replipe scope—original cast-iron/polybutylene still in walls or fully replaced?
  • Inspect roof age/condition; verify current homeowners insurance carrier will renew at oceanfront location.
  • Obtain HOA financials, bylaws, and rental restriction details if you plan short-term rental use.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,295/mo
Property tax (1.1% eff., St. Johns Co.)$582/mo
Homeowners insurance (est.)$370/mo
HOA$1,619/mo
All-in monthly (est.)$5,866/mo

Loan $508,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EXP REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 10, 2026, 3:54 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.