$325,000
1124 PERSIMMON Drive, Middleburg, FL 32068, Middleburg, FL 32068
Pine Ridge
- Price
- $325,000
- Beds / Baths
- 3 / 2
- Living area
- 1,867 sqft
- Year built
- 2019
- Type
- Residential
- Lot
- 0.15 ac
- Garage
- 2
- HOA
- $7/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 230
- Elementary
- Tynes
- Middle
- Wilkinson
- High school
- Ridgeview
$174/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 4% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to the upgraded home you've been waiting for! Own complete luxury with this stunning 2019 former model home, where every detail was designed to impress. Forget the ''standard'' builder grade--this residence is loaded with premium upgrades, from sophisticated neutral flooring to designer lighting that glows against chic quartz countertops. The heart of the home features a chef-inspired kitchen with a pantry and top-tier appliances (all included!). Work from home in style in your dedicated home office off the entry, which has 4th bdrm potential. Then retreat to a primary suite that defines convenience w/dual separate walk-in closets. Love to host? The open-concept living area flows seamlessly onto a screened-in patio overlooking your private backyard--no rear neighbors means total tranquility for your morning coffee or evening cocktails. This home qualifies for USDA 100% financing (Zero Down!), making luxury living and home ownership more affordable than ever. There are also lender-paid incentives available that include a rate buydown and appraisal reimbursement (up to $600) for qualified buyers utilizing the seller's preferred lender. Full details available upon request. Zoned for top-rated Clay County Schools, this home offers access to an excellent education system where students truly thrive. Spectacular resort-style amenities include a swimming pool with thrilling waterslide, playground, fitness center, splash pad, and basketball & pickleball/tennis courts. Don't miss the best-valued home on the market - schedule your private tour today!
What to check on this one
- Verify flood zone designation—get elevation certificate if AE/VE.
- Confirm CDD bond payoff amount and annual assessment fees.
- Request roof inspection report and confirm manufacturer warranty status.
- Obtain HOA/CDD governing docs, CC&Rs, and any pending special assessments.
- Verify all appliances convey; get serial numbers and remaining warranties.
- Confirm USDA eligibility requirements and lender incentive terms in writing.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $260,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 2:28 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.