Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$549,000

95058 ROCKY Place, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034

Concourse Crossing

Price
$549,000
Beds / Baths
5 / 4
Living area
3,173 sqft
Year built
2024
Type
Residential
Lot
0.26 ac
Garage
2
HOA
$66/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
230
Elementary
Yulee
Middle
Yulee
High school
Yulee

$173/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 32% below the area's closed prices. Home is priced 31.8% below area closed sales; ask listing agent whether condition, builder incentives, or other factors explain the gap.

Welcome to your ''almost new'' dream home without the wait! Silver Maple floor plan. 5 bdr/3.5 baths with upper level loft! Owners Ste on main level/chef kitchen package! LVP in main living areas, carpet in bdrs. NO CDD! Nestled in a quiet cul-de-sac, this stunning home perfectly blends modern elegance with cozy charm. As you step inside, you'll be greeted by an inviting open floor plan that showcases the upgraded features throughout.The heart of the home boasts beautiful flooring that also complements the stylish shiplap wall, creating a warm and welcoming atmosphere. The spacious living area is perfect for entertaining, while the gourmet kitchen, equipped with stainless steel appliances, is sure to impress any chef. Retreat to the luxurious master suite, complete with an en-suite bath featuring dual vanities, tub and shower. Epoxy flooring in garage,lanai,porch. Plantation shutters throughout and much more.

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate if in AE/VE
  • Verify roof warranty status and remaining coverage from builder
  • Review HOA covenants for rental restrictions and lease terms
  • Inspect all builder warranties—HVAC, appliances, structural—and transfer documentation
  • Confirm builder completed all punch-list items and final inspections passed

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,849/mo
Property tax (1.1% eff., Nassau Co.)$503/mo
Homeowners insurance (est.)$320/mo
HOA$66/mo
All-in monthly (est.)$3,738/mo

Loan $439,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of THE LEGENDS OF REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Jul 10, 2026, 4:50 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.