Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$119,000

2971 W 16TH Street, Jacksonville, FL 32254, Jacksonville, FL 32254

Melsons Addition

Price
$119,000
Beds / Baths
3 / 1
Living area
970 sqft
Year built
1950
Type
Residential
Lot
0.19 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
171
Elementary
Biltmore
Middle
Lake Shore
High school
William M. Raines

BEAUTIFULLY RENOVATED! This 3-bedroom, 1-bath investment home features a welcoming front porch--perfect for enjoying your morning coffee--along with a living room showcasing durable laminate flooring and bedrooms with brand-new carpet. The large backyard offers plenty of space for entertaining or relaxing. Currently tenant-occupied and renting for $1,200 per month, this property follows the 1% rule, making it an excellent investment opportunity. A great option for investors or future owner-occupants--this one won't last long!

What to check on this one

  • Verify roof age and get 4-point inspection—1950 home may face insurer limits.
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE.
  • Order plumbing inspection for cast-iron/polybutylene—common in 1950s homes.
  • Review tenant lease terms, rent roll, and security deposit documentation.
  • Get pest inspection—older home may have termite history or active damage.
  • Verify electrical panel upgrade status and obtain homeowner's insurance quote.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$617/mo
Property tax (1.1% eff., Duval Co.)$109/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,018/mo

Loan $95,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of DOGWOOD REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 3, 2026, 7:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.