Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$525,000

931 S PONCE DE LEON Boulevard, St. Augustine, FL 32084, St. Augustine, FL 32084

Sebastian Harbor Villas

Price
$525,000
Beds / Baths
2 / 3
Living area
1,200 sqft
Year built
1986
Type
Condo
Lot
Garage
1
HOA
$900/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
236
Elementary
Ketterlinus
Middle
Sebastian
High school
St. Augustine

$438/sqft asking, vs a $191/sqft median across 234 closed sales in 32084 over the last 12 months — 129% above the area's closed prices. Condition and lot vary; that's what a showing is for.

CONDO WITH PRIVATE BOAT SLIP! Experience the ultimate coastal lifestyle in this beautifully updated waterfront condominium, complete with a deep-water private boat slip that can accommodate a vessel up to 38 feet. Inside, you'll find a light-filled, open-concept layout designed for both comfort and style. Upscale furnishings, recent updates and modern finishes make this condo truly move-in ready, whether you're looking for a full-time residence, vacation getaway, or income-producing short-term rental. Step outside and enjoy serene water views, effortless boating access, and the relaxed lifestyle that only true waterfront living can provide. Recent exterior improvements include updated siding, balcony, front door with sidelight, and fresh exterior paint, enhancing both curb appeal and long-term value. Additional conveniences include a private single-car garage, providing secure parking and extra storage. Residents of Sebastian Harbor can walk or bike to historic downtown St. Augustine to enjoy the nightly live music, world-class dining, art galleries, and unique boutiques, or take a short drive to the beach to experience everything the island lifestyle has to offer. Whether you're seeking a full-time residence, a vacation retreat, or an investment opportunity, this condo offers a rare combination of waterfront living, modern comfort, and timeless Old Florida charm.

What to check on this one

  • Obtain condo milestone inspection and SIRS report from HOA—1986 build requires structural review.
  • Verify HOA rental policy explicitly permits short-term rentals before purchase.
  • Request flood zone map and elevation certificate; waterfront location requires clarification.
  • Confirm roof age and current insurance carrier acceptance; 40-year-old condo challenges insurer approval.
  • Review boat slip deed, maintenance fees, and transfer requirements to your name.
  • Inspect plumbing type (polybutylene or cast-iron common in 1986)—replacement cost if present.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,724/mo
Property tax (1.1% eff., St. Johns Co.)$481/mo
Homeowners insurance (est.)$306/mo
HOA$900/mo
All-in monthly (est.)$4,411/mo

Loan $420,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MAXREV, LLC. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 4:24 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.