Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$241,000

2465 OAK STREAM Drive, Green Cove Springs, FL 32043, Green Cove Springs, FL 32043

Cross Creek

Price
$241,000
Beds / Baths
4 / 2
Living area
1,700 sqft
Year built
2022
Type
Residential
Lot
0.15 ac
Garage
2
HOA
$8/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
143

$142/sqft asking, vs a $179/sqft median across 1,751 closed sales in 32043 over the last 12 months — 21% below the area's closed prices. Condition and lot vary; that's what a showing is for.

SHORT SALE!! SHORT SALE!! SHORT SALE APPROVED PRICE! Seller accepting CASH and Conventional financing ONLY!! Needs TLC. Bankruptcy short sale will take about 120 days to get response on offer from lien holders.. 4 Bedroom 2 bath home. Solar Panels MUST be assumed by the buyer.

What to check on this one

  • Verify solar panel lease/loan terms—transfer requirements and monthly obligations before offer.
  • Confirm CDD bond payoff amount and whether it transfers or buyer assumes at closing.
  • Obtain flood zone designation and elevation certificate for Green Cove Springs location.
  • Request 4-point inspection report; newer home but short-sale condition warrants full baseline.
  • Clarify lien holder response timeline and contingency deadlines for short-sale approval process.
  • Inspect roof, HVAC, and structural systems given 'needs TLC' status despite 2022 build.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,250/mo
Property tax (1.1% eff., Clay Co.)$221/mo
Homeowners insurance (est.)$292/mo
HOA$8/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$1,938/mo

Loan $192,800 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of 7 STAR REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated Jul 9, 2026, 6:28 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.