Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$375,000

322 CLIFTON BAY Loop, St. Johns, FL 32259, St. Johns, FL 32259

Twin Creeks North

Price
$375,000
Beds / Baths
4 / 3
Living area
1,895 sqft
Year built
2019
Type
Residential
Lot
0.15 ac
Garage
2
HOA
$335/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
237

$198/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 10% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Experience resort-style living in Beachwalk, one of St. Johns County's most sought-after communities, conveniently located near I-95, Durbin Pavilion Town Center shopping and dining, and an easy drive to Jacksonville, the beaches, and historic St. Augustine. This home features tile-look wood floors throughout the main living areas, an open-concept layout ideal for entertaining, quartz countertops, stainless steel appliances, fresh paint, and a spacious pantry. Additional highlights include indoor laundry, a powder room for guests, a screened pavered patio, and a pavered driveway. Beachwalk's amenities center around the iconic Crystal Lagoon with sandy beaches, waterslides, cabanas, and a swim-up bar, complemented by a clubhouse with restaurant & bar, state-of-the-art fitness center, pickleball and tennis courts, putting green, dog splash park, playgrounds, and miles of walking paths--offering a true vacation-at-home lifestyle. ***Some Photos Have Been Virtually Staged***

What to check on this one

  • Verify current flood zone designation and elevation certificate requirement with St. Johns County
  • Confirm CDD bond payoff amount and remaining assessment schedule
  • Review HOA covenants for rental restrictions and short-term rental eligibility
  • Inspect HVAC system age and service records; request 5-year maintenance history
  • Obtain Beachwalk community HOA/amenity docs and review Crystal Lagoon special assessments
  • Confirm all appliances and finishes match listing; document any virtually staged areas

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,946/mo
Property tax (1.1% eff., St. Johns Co.)$344/mo
Homeowners insurance (est.)$292/mo
HOA$335/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,084/mo

Loan $300,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EXP REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 13, 2026, 2:37 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.