Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$120,000

0 12TH Street, St. Augustine, FL 32084

Clark Addition

Price
$120,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.21 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
334

buildable lot .21 acre for new home construction. Motivated seller

What to check on this one

  • Verify flood zone designation with St. Johns County Property Appraiser or FEMA map.
  • Confirm lot is buildable—check setbacks, easements, and zoning with city of St. Augustine.
  • Obtain survey to confirm actual acreage and boundary lines.
  • Verify utilities available (water, sewer, electric, gas) and connection costs.
  • Review title commitment for liens, restrictions, or covenants affecting construction.
  • Confirm lot drains properly; request soil/percolation test if septic contingency possible.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$623/mo
Property tax (1.1% eff., St. Johns Co.)$110/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,025/mo

Loan $96,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RE/MAX UNLIMITED. Data via realMLS (Northeast Florida MLS), updated Jul 7, 2026, 6:09 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.