Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$156,000

547 SE 58TH Street, Keystone Heights, FL 32656, Keystone Heights, FL 32656

The Haven

Price
$156,000
Beds / Baths
3 / 2
Living area
1,969 sqft
Year built
1963
Type
Residential
Lot
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Bradford
Days on market
242
Middle
Bradford
High school
Bradford

$79/sqft asking, vs a $172/sqft median across 339 closed sales in 32656 over the last 12 months — 54% below the area's closed prices. Short sale requiring updates; priced 54% below area comps, offering renovation potential for value-add investors willing to manage the transaction timeline.

This 3 bedroom, 2 bathroom home offers a functional layout and plenty of potential, making it a great opportunity for buyers or investors looking to renovate and build equity. The property features lots of storage space and needs some updates. A bonus room provides flexible space that can be used as an additional bedroom, office, or to suit your needs. This is a short sale and is well suited for those seeking a value-add opportunity with the chance to customize and improve.

What to check on this one

  • Verify roof age and condition; 63-year-old homes often need replacement soon.
  • Order 4-point inspection (required by most insurers for pre-1978 homes).
  • Check for polybutylene or cast-iron plumbing; common in 1963 builds.
  • Confirm flood zone designation and obtain elevation certificate if needed.
  • Review short sale lender approval status and timeline before committing.
  • Get septic system inspection and service records if not on city sewer.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$809/mo
Property tax (1.1% eff., Bradford Co.)$143/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,244/mo

Loan $124,800 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Jun 4, 2026, 2:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.