Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$440,000

976 DEER CHASE Drive, St. Augustine, FL 32086, St. Augustine, FL 32086

Stonegate

Price
$440,000
Beds / Baths
3 / 2
Living area
1,464 sqft
Year built
2000
Type
Residential
Lot
0.29 ac
Garage
2
HOA
$7/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
243

$301/sqft asking, vs a $206/sqft median across 720 closed sales in 32086 over the last 12 months — 46% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Cruise home to a neighborhood full of character, mature trees, and a peaceful setting that feels tucked away while still being close to everything St. Augustine has to offer. Located in Stonegate, this 3-bedroom, 2-bath home sits on an oversized lot with a backyard that offers endless possibilities. Step outside and imagine the lifestyle you could create. The backyard is a true blank canvas with room for multiple outdoor living spaces, a pool, garden beds, a fire pit area, playground, outdoor kitchen, or even space to store your boat or recreational toys. Whether you want to entertain, relax, garden, or design your own private outdoor retreat, this yard gives you the flexibility to make it your own. The fenced backyard and screened porch create the perfect starting point for enjoying Florida living year-round. Inside, the home features an open layout with split bedrooms, a fireplace, and an inviting kitchen designed for everyday living. Beyond the home it

What to check on this one

  • Verify actual flood zone designation via FEMA map—seller marked unknown.
  • Order 4-point inspection and wind-mitigation report for 26-year-old home.
  • Confirm roof age and condition; insurers scrutinize homes past 15–20 years.
  • Review Stonegate HOA documents and confirm $7/mo fee accuracy.
  • Inspect plumbing type; cast-iron or polybutylene common in 2000 builds.
  • Walk perimeter for drainage, grading, and standing water risk in rainy season.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,283/mo
Property tax (1.1% eff., St. Johns Co.)$403/mo
Homeowners insurance (est.)$292/mo
HOA$7/mo
All-in monthly (est.)$2,985/mo

Loan $352,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ALL REAL ESTATE OPTIONS INC. Data via realMLS (Northeast Florida MLS), updated Jul 30, 2026, 7:31 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.