$985,000
16039 SHELLCRACKER Road, Jacksonville, FL 32226, Jacksonville, FL 32226
Black Hammock Island
- Price
- $985,000
- Beds / Baths
- 3 / 2
- Living area
- 2,119 sqft
- Year built
- 1991
- Type
- Residential
- Lot
- 0.47 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 246
- Elementary
- New Berlin
- Middle
- Oceanway
- High school
- First Coast
$465/sqft asking, vs a $178/sqft median across 498 closed sales in 32226 over the last 12 months — 161% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Experience the Best of Coastal Living where the Nassau River meets the ocean! Imagine waking up to breathtaking sunrises and winding down with stunning sunsets from your expansive wraparound deck. This waterfront gem is designed for outdoor enthusiasts, featuring a built-in firepit and direct access to the Nassau River for premier fishing, boating, and beautiful views of Amelia Island just across the water. Whether you're roasting marshmallows at the deck firepit, casting a line from your backyard, or hopping on the boat for a sunset cruise, this home is all about the views. ✨ The Specs: ✅ Newer Roof & Siding ✅ Granite Countertops + LPV/Tile Floors ✅ No Flood Insurance Required! Tour this home before this one sails away! ⛵️
What to check on this one
- Verify roof age and material type despite listing claim of 'newer roof'
- Confirm flood zone designation and obtain elevation certificate for waterfront
- Request 4-point inspection report and wind-mitigation assessment (1991 build)
- Verify no flood insurance required claim in writing from title/lender
- Check bulkhead/seawall condition and maintenance responsibility with county
- Inspect deck structural integrity and permits; confirm boat access legal status
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $788,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of HERRON REAL ESTATE LLC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 2:38 AM.
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