$300,000
165 FULTON Road, Palatka, FL 32177, Palatka, FL 32177
Not Validd
- Price
- $300,000
- Beds / Baths
- 3 / 2
- Living area
- 1,596 sqft
- Year built
- 1979
- Type
- Residential
- Lot
- 1.7 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 243
$188/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 16% above the area's closed prices. Condition and lot vary; that's what a showing is for.
This home was renovated with a focus on long-term livability, systems, and structure, not surface-level cosmetics. With 1,596 square feet of thoughtfully updated living space, this home has the feel of new construction paired with the freedom and privacy of rural land ownership.Key features and upgrades include: • Fully renovated interior • Updated electrical and plumbing throughout • Heat pump HVAC system for efficient heating and cooling • Renovated kitchen with updated cabinetry, countertops, and fixtures • Updated bathrooms with modern finishes and fixtures • New flooring throughout the home • Updated lighting, doors, trim, and hardware • Improved insulation and energy-efficiency updates • Private well water with whole home filtration system • Tankless water heater • Full RV Hook Up • Space for gardens, animals, or future expansion This property also comes with an ADU of approximately 700 sq ft that is utilized as a workshop/stor age. Could be utilized as a mother-in-law suite with some work
What to check on this one
- Verify well water quality report and filtration system maintenance schedule.
- Confirm septic system age, last pumping date, and inspection records.
- Get roof age and material — 1979 build may need insurance pre-approval.
- Obtain elevation certificate and confirm flood zone with FEMA; verify flood insurance need.
- Review ADU/workshop legal status — zoning allows residential conversion or rental income?
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $240,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of BEYCOME OF FLORIDA LLC. Data via realMLS (Northeast Florida MLS), updated Aug 2, 2026, 3:02 PM.
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