Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$2,250,000

1315 S 8TH Street, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034

City Of Fernandina Beach

Price
$2,250,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
1.62 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
566

Maximize the Live Local Act on this prime 1.62-acre site, a rare commercial gem on Amelia Island. With 579' of frontage on A1A, this parcel is the ultimate gateway to Fernandina Beach, offering the scale needed for high-density mixed-use development. Nassau County is facing a critical housing gap; currently, only 44% of the local workforce lives in the county, with thousands of essential workers commuting hours due to a lack of attainable housing. With median home values at $669,620 and an 8% population surge, the demand for workforce units is at an all-time high. Zoned Commercial Intensive (CI) in unincorporated Nassau County, you benefit from lower taxes and the strategic option to annex into the City of Fernandina Beach for municipal utilities. By dedicating units to workforce housing, you can bypass local density/height caps and secure substantial property tax exemptions. Capitalize on this development-ready site where luxury demand meets a desperate need for housing.

What to check on this one

  • Verify exact flood zone designation with Nassau County—unknown status blocks financing.
  • Confirm A1A frontage footage and setback requirements for CI zoning.
  • Obtain current zoning map and density/height allowances under CI designation.
  • Review Live Local Act workforce-housing incentives and tax-exemption eligibility criteria.
  • Check if annexation into City of Fernandina Beach affects utilities, taxes, or entitlements.
  • Verify title clear and no wetland/environmental restrictions on 1.62 acres.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$11,675/mo
Property tax (1.1% eff., Nassau Co.)$2,063/mo
Homeowners insurance (est.)$1,313/mo
All-in monthly (est.)$15,051/mo

Loan $1,800,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of REMI REALTY, LLC. Data via realMLS (Northeast Florida MLS), updated Mar 22, 2026, 9:19 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.