$325,000
1279 PIRATES COVE Lane, Fleming Island, FL 32003
Harbor Island
- Price
- $325,000
- Beds / Baths
- 4 / 2
- Living area
- 2,082 sqft
- Year built
- 1996
- Type
- Residential
- Lot
- 0.28 ac
- Garage
- 2
- HOA
- $22/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 19
Come See This Home and You Will Be Home! This move-in ready 4-bedroom, 2-bathroom home offers 2,082 square feet of comfortable living on an oversized cul-de-sac homesite in a fabulous location close to shopping, top-rated schools, and easy interstate access. Step inside to find beautiful hardwood floors, abundant natural light, and a neutral color palette that creates a warm and inviting atmosphere. The recently renovated kitchen is a standout, featuring granite countertops, newer appliances, and ample cabinet and counter space--perfect for everyday living and entertaining. A cozy fireplace anchors the main living area, adding charm and comfort. Both the kitchen and bathrooms have been tastefully updated, and the spacious primary suite includes a well-appointed bathroom with double sinks, a separate soaking tub and shower, and generous under-sink storage. Enjoy Florida living outdoors in the private screened lanai overlooking the large, fenced... backyard ideal for BBQs, gatherings, or simply relaxing in your own private retreat. With thoughtful updates throughout, plenty of storage, and a prime location, this home is truly ready for its next owner. Call to schedule your private showing today!
What to check on this one
- Verify roof age and condition; get 4-point inspection if approaching 20 years.
- Request plumbing material documentation—home built 1996 may have polybutylene lines.
- Confirm flood zone designation and obtain elevation certificate if in AE/VE.
- Review HOA documents for any rental restrictions or upcoming special assessments.
- Get itemized list of all recent renovations with permits and contractor warranties.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $260,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of YOUR HOME SOLD GUARANTEED REALTY ADVISORS. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 3:03 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.