Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,800,000

56633 OTTER RD Road, Astor, FL 32102, Astor, FL 32102

Blues Creek

Price
$1,800,000
Beds / Baths
4 / 4
Living area
3,144 sqft
Year built
2003
Type
Residential
Lot
0.5 ac
Garage
3
HOA
None
CDD
No
Flood zone
Unknown
County
Lake
Days on market
253
Elementary
Other
Middle
Other
High school
Other

Enjoy Florida waterfront living with direct waterway access to Lake George, part of the St. Johns River system. This Astor property features three covered power boat lifts, making boating, fishing, and cruising effortless, with access to nearby natural springs including Silver Glen Springs. Inside, the home offers a spacious primary bedroom with a fireplace and access to a private balcony overlooking the water, perfect for relaxing and enjoying river views. An apartment with separate access above the garage provides excellent flexibility for guests, extended family, or rental income. Located in the quiet waterfront community of Astor, this property is ideal as a full-time residence, weekend retreat, or investment opportunity.

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate for Lake George waterfront.
  • Confirm roof age and condition; 23-year-old roof may need insurer approval or replacement estimate.
  • Get septic system inspection report and maintenance history; verify well water quality documentation.
  • Clarify short-term rental restrictions in Lake County; confirm guest apartment income-generation legality.
  • Inspect boat lift structural integrity, electrical systems, and any easement/access agreements with waterway.
  • Obtain title insurance commitment; verify no wetland or environmental restrictions on waterfront parcel.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$9,340/mo
Property tax (1.1% eff., Lake Co.)$1,650/mo
Homeowners insurance (est.)$1,050/mo
All-in monthly (est.)$12,040/mo

Loan $1,440,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Jun 24, 2026, 8:49 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.