$1,399,000
95019 BOYETT Lane, Fernandina Beach, FL 32034
Seymore Point
- Price
- $1,399,000
- Beds / Baths
- 3 / 2
- Living area
- 1,527 sqft
- Year built
- 1941
- Type
- Residential
- Lot
- 0.5 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 233
$916/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 261% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Set along a peaceful branch of the Intracoastal Waterway, this waterfront home blends relaxed family living with coastal beauty. Water views from every room fill the home with natural light and a constant connection to the river, where dolphins often gather and play near the dock just beyond the backyard. Inside, natural wood floors and an open kitchen flow seamlessly into the main living area, creating a warm, inviting space for everyday living and entertaining. The ground level offers a flexible outdoor layout ideal for family life, guests, or quiet evenings at home. With two bedrooms, two bathrooms, and an additional loft, the home provides versatility for a home office, guest space, or kids' retreat. A recently built private dock with new boat lift offers deep-water access and quick ICW connection for boating, fishing, or sunset cruises. The fully fenced yard allows room to play or add a pool, while a large garage and powered she shed offer excellent storage and creative space.
What to check on this one
- Verify flood zone designation and obtain elevation certificate for this waterfront property
- Get 4-point inspection and roof condition report—1941 home likely exceeds insurer age limits
- Confirm dock/boat lift permits, ICW access rights, and any waterfront deed restrictions
- Review plumbing materials; cast-iron or galvanized likely—expect replacement costs
- Inspect foundation and structural integrity given 85-year age and waterfront exposure
- Verify septic system functionality and pumping history if not on municipal sewer
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $1,119,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of SALT HARBOR REAL ESTATE COMPANY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 11, 2026, 6:21 PM.
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