Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$292,500

400 E BAY Street 604, Jacksonville, FL 32202, Jacksonville, FL 32202

The Plaza Condominium At Berkman

Price
$292,500
Beds / Baths
2 / 2
Living area
1,338 sqft
Year built
2003
Type
Condo
Lot
Garage
2
HOA
$1,188/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
255
Elementary
Long Branch
Middle
Matthew Gilbert
High school
Stanton

Fantastic 2-bedroom, 2-bath Plaza condo. Solid flooring, granite counters in kitchen, newer appliances including large refrig/freezer, nice neutral color scheme throughout, full-size W/D in dedicated laundry room, upgraded LED lighting, ceiling fans, great closet space, long balcony looking out to downtown and the Cathedral District, and more! Enjoy your resort lifestyle at The Plaza! The Plaza is on the River in downtown Jax. Walk to offices, museums, parks, restaurants, Jags games, Jumbo Shrimp games, Icemen hockey and 5 concert venues. Squash & racquetball court, tennis & pickle ball courts, 24/7 Concierge, sun soaked pool, bocci ball court, outdoor kitchen & gas grills, Swedish sauna, steam room, newly renovated fitness center, business center, guest suite, wine lockers & 21st Floor Riverview Lounge for entertaining. Slips available at the adjacent marina.

What to check on this one

  • Obtain condo milestone inspection (SIRS report) — required for 2003 building
  • Request HOA financials, reserve study, and any pending special assessments
  • Verify flood zone designation and obtain elevation certificate if AE/VE
  • Confirm roof age and last replacement — insurer requirements tighten past 15 years
  • Review condo declaration for short-term rental restrictions and lease terms
  • Inspect plumbing type (polybutylene risk era) and get 4-point inspection quote

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,518/mo
Property tax (1.1% eff., Duval Co.)$268/mo
Homeowners insurance (est.)$292/mo
HOA$1,188/mo
All-in monthly (est.)$3,266/mo

Loan $234,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EGI REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 8:34 AM.

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